Checking the Way YOU Want It

Explore our personal checking options

Account Type Minimum Balance Service Fee Interest Checks
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Money Market $5,000 Maintain minimum balance to avoid $10 monthly fee Interest on balances over $1,000 Competitively priced
Regular $500 Maintain minimum balance to avoid $5 monthly fee No interest earned Competitively priced
Direct Deposit None Monthly direct deposit required to forego service fee No interest earned Competitively priced
Totally Free None Minimum balance No interest earned Competitively priced
Privilege 50 Plus None None Competitive interest rate on balances over $1,000 Select JCB style checks free
Free To Be Me None None while the account holder maintains enrollment in a minimum of 6 credit hours No interest earned Competitively priced
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Every JCB personal checking account offers all of the following at no additional monthly fee.

Other services available with JCB personal checking accounts

  • Lifestyle Advantage Feature including free checks and GenGold benefits available for a modest monthly fee
  • A variety of Overdraft Protection Options, such as Savings Overdraft, Cashline and Overdraft Service (fees apply)
  • Automatic Funds Transfer to routinely transfer funds to another account
  • Wire Transfer Service when you need to get money there quickly (fees apply)